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Lending Programs

Call WBG Commercial Lending Before You Take That Hard Money Loan!

Don’t get trapped, fooled or bamboozled by hard money loans with HIGH upfront fees, HIGH rates and unrealistically short terms. Not only do you have alternatives if your bank says no, you don’t have to take that hard money loan either. Call WBG Commercial Lending for a free commercial loan consultation.

Stated Income Loan Program

All loans are 30 year, fully amortized with the option of either a 30 Year Fixed or 5 Year Adjustable Rate Fixed term.  These loans are asset based, credit driven and perfect for investors that fall shy of traditional institutions underwriting requirements. No Tax Returns Required- Limited Documentation-Min Credit Score 650 – Minimum Loan Amount 75K-Maximum Loan Amount 2MM.

Rehab – Fix and Flip Loan Program

Our Fix and Flip – Rehab Loan Program offers investors up to 90% of the purchase price and up to 100% of the repair cost not to exceed 65 -70% of the ARV ( After Repair Value). The Rates start at 9.99%- Can be used for 1-4 Family Non Owner Occupied Residential Properties, Mixed Use Commercial Properties and Multi Family. Minimum Credit score 600-Term 12-18 Months-Minimum Loan Amount 75k – Maximum Loan Amount 2.5M.

Fix & Flip Line of Credit Program

LINE OF CREDIT LOAN PROGRAM

WBG Commercial Lending is proud to announce an exciting breakthrough in Fix and Flip Lending. We now offer a Fix N Flip Line of Credit starting at 500k and with credit scores down to as low as 620. Our new Fix and Flip Line of Credit is like nothing in the market place. Other products require huge upfront fees and credit lines starting at 1 Million.

WBG Commercial Lending’s Fix Flip Line Of Credit was designed for seasoned active investors seeking acquisition funding for Non Owner Occupied single family 2-4 Family Units, Condos, Town homes, and Multi Family Properties up to 20 units and Ground Up Construction.

Our Fix N Flip Line of credit loan program features: Fixed Rates starting at 6.99% – Up to 95% Loan To Cost or 75% of ARV. Minimum credit score as low as 620. It’s simply awesome! Call To Apply!

Rental Portfolio Loan Program

The Rental Portfolio Loan Program is designed for the investor looking to purchase or refinance multiple properties as a group. This loan offers an alternative to multiple single transactions and repetitive closing cost. The Rental Portfolio Loan program provides the investor the opportunity to take advantage of the aggregate value of their portfolio, cross collateralizing higher and lower valued assets into one portfolio loan for maximum leverage up to 75% loan to value. The Rental Portfolio Loan program can be used for as few as 2 properties up to 20 or more.

• Recourse and Non Recourse options.

• Up to 75% Loan to Value

• 30 Year Terms Available

• One Loan One Mortgage Payment

This is a great product for Buy and Hold Investors. Click for a Quick Quote

30 Year Rental Property Loan Program

Our long term rental program is for investors seeking refinance or acquisition funding for single family, townhomes and multi units rental properties to retain for the long term. We offer fully documented, stated income and streamline loan options on this program.

Hard Money Loan Program

Our Hard Money Loan Program is based on common sense underwriting and fast closings. Your loan is primarily based on the collateral not your credit. Each situation is different and we strive to package and present your loan to investors eager to fund it. Please call to discuss you needs.